Gadget Replacement Insurance

Its good being familiar enough with one's own trends to know why purchasing additional coverage on tech gadgets is non-essential when asked. I enjoy having the opportunity to enumerate them to unsuspecting sales people at checkout.

Having purchased items and their subsequent replacement items over the last 15 years:

• One place went out of business before the warranty expired


• I've had thermal receipts fade to the point of being unreadable


• I've forgotten which big box store I've purchased items from


• In-house databases have lost purchase records during software upgrades


• Change of address and forgotten phone numbers have rendered me ineligible


• 90% of my purchases which break down do so after extended warranty expiration anyway


• The remaining which fail do so within the manufacture's coverage


• Replacement items have been discontinued


• And online repositories are unable to merge two or more existing accounts!

Did I miss anything?